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Lock and Shop

Lock your Mortgage Rate and shop for your new home.

Lock and Shop offers the ability to lock in a rate for a for a period of up to 90 days while you shop for a home.

Lock and Shop is only good for 30 year conventional, 15 year conventional and 3/1 and 5/1 ARMS (Fannie Mae, not Portfolio). No Up-Front Cost!

This program allows a one-time float-down option, 30 days prior to lock expiration, for an additional .375% in fee at closing.

If you are not working with a buyer's agent and will need help with both finding a home and locking in a low interest rate, please click here.

If you are already working with an agent and would like to go ahead and lock in an interest rate while you shop, please click here.